Legal

Terms and Conditions

Last Updated: May 12, 2026

General

These Terms of Use constitute a binding legal agreement between you and Flowdata LLC. These Terms of Use determine the way we conduct our business with you and govern your use of the Site and our services.

The words “the Site” or “Website” refers to Flowdata.ai (“URL”), all pages contained within the URL or linked thereto, and all linked subdomains, mobile applications, on-line forms, and the application that links to these Terms of Use.

The words “Flowdata LLC”, “we”, “our,” or “us” includes Flowdata LLC and its affiliates, vendors, partners, representatives, employees, and other personnel involved with Flowdata LLC, unless specifically distinguishing Flowdata LLC from our partners or affiliates.

The use of the words “you”, “user”, “visitor”, or “applicant” means anyone who accesses, submits information, or otherwise interacts with the Site and our services.

When the terms “you” or “users” are used regarding submitting information for our services, these terms include both the business entity (the “Applicant”) and the authorized individual acting on behalf of such business entity (“Applicant’s Representative”).

Acceptance of Terms

By accessing or using the Site, or by clicking “continue” when the option is presented to you, you are asserting you have carefully read, understand, and agree to be bound by these Terms of Use, which also includes Flowdata LLC’s Privacy Policy.

If you wish to have access to and participate in the products or services provided by Flowdata LLC then you must read this agreement carefully and are encouraged to save this agreement for your records.

If you do not agree to any of these Terms of Use and Privacy Policy, in whole or in part, then you must not use the Site or any of Flowdata LLC’s services and immediately discontinue accessing the Site.

You may enter into additional agreements for products or services that exist separately, but any such additional agreement does not replace or invalidate the terms set forth in these Terms of Use. Any such agreement shall take precedence in the event of a conflict with these Terms of Use.

If you have any questions about the Terms of Use or Privacy Policy, then you may contact us at [email protected].

Eligible Users and Acknowledgements

You may not use the Flowdata LLC Site, services, or products offered through the Site if you are under 18 years of age or if you are not a legal resident of the United States.

Your account may be terminated without warning if we believe, in our sole discretion, that you are less than 18 years of age or not a United States resident.

In addition, by using the Website, you are affirming that:

  • You accept sole responsibility for any and all of your activities and conduct while using this Site.
  • You are responsible for ensuring that you do not violate any applicable federal or state laws or statutes, including copyright laws, when using this Site.
  • You will not transmit or upload viruses, worms or any other destructive or malicious code or executable program to the Website.
  • You will not use bots to engage in Flowdata LLC’s Site or services.

Consent to Contact

By providing your contact information to Flowdata LLC, you consent to be contacted by us via telephone, email, or any other reasonable means of communication, excluding SMS and text messaging. This consent applies even if your telephone number is registered on any state or federal Do Not Call list. Consent to receive SMS or text messages is governed exclusively by the SMS Messaging Terms section below and is granted solely to Flowdata LLC. SMS opt-in data and consent will not be shared with or sold to third parties.

You may withdraw your consent to be contacted at any time by contacting us at [email protected] or by following the opt-out instructions provided in our communications. Please note, if you have previously submitted your information to Flowdata LLC, have provided us multiple phone numbers or email addresses, or have corresponded directly with one of our representatives in addition to using the Site, then we may have duplicate contact information associated with your account.

While we make every effort to process all requests to withdraw communication consent, you may still be contacted in error. Please notify us at [email protected] if such an error occurs and we will take appropriate measures to resolve the issue.

You also acknowledge that withdrawing consent for one form of communication shall be exclusive to that form (for example, “unsubscribing” from emails will not automatically place you on a “do not call” list).

If you have received a product or service through your use of Flowdata LLC services and request to withdraw consent, then the separate terms and conditions of the relevant agreement will take precedence, and Flowdata LLC, our business partners, and any representative or agent acting on their or our behalf may contact you by any means and as needed for any purpose, including enforcing contractual or legal rights and obligations.

SMS Messaging Terms

Program Overview

Flowdata LLC provides an SMS messaging program to deliver transactional and application-related information about your inquiry or account, including status updates, document requests, and account notifications. SMS consent is limited to Flowdata LLC only and is not shared with any affiliates, business partners, or third parties. Your opt-in to receive SMS messages applies solely to communications sent by Flowdata LLC.

1. Consent to Receive SMS Messages

By opting into this program, you agree to receive recurring text messages from Flowdata LLC. Message frequency varies depending on your application status and account activity.

2. Message and Data Rates

Standard message and data rates may apply. Please check with your mobile carrier for details.

3. Opt-out Instructions

You may opt out of receiving messages at any time by replying STOP to any text message. Once opted out, you will no longer receive messages from us.

4. Help Instructions

For assistance, reply HELP to any message or contact us via:

5. Privacy Policy

To learn more about how we handle your data, please review our Privacy Policy.

6. Liability Disclaimer

Flowdata LLC is not responsible for delays or undelivered messages due to carrier issues or technical difficulties.

Consent to Contact Third-Parties

You understand and agree that you authorize Flowdata LLC to access third-party sites on your behalf for the purpose of servicing your request, thereby granting Flowdata LLC a limited power of attorney as your agent.

With this authority Flowdata LLC may use your information to access third-party sites, access documents, and retrieve information, with full power of attorney to do and perform every act as necessary and for all intents and purposes outlined in these Terms of Use.

The services offered through our Site may incorporate Application Programming Interfaces (API’s) to communicate and share information with third-parties. The API’s utilized through the Site include transmitting your transactional data and other personal or business information to Flowdata LLC or our partners.

You agree that by linking accounts via API through a third-party to Flowdata LLC, you grant us the authority as your agent to access this information at any time and as needed to monitor your performance.

Flowdata LLC bears no responsibility for the content, or availability of the content, provided by or through the use of third-party API’s.

Monitoring and Privacy

You acknowledge and agree that any of your electronic communications with us, including telephone calls, may be monitored or recorded at any time and without notice.

Monitoring may involve an ongoing review of any account linked by a secured third-party, updating an inquiry into your records, and reviewing your communications with us for quality assurance or training purposes, and to assess your readiness to receive our products or services now or in the future.

Recording may also include tracking your activity on the Site or saving data files of your communications with Flowdata LLC. All communications are subject to the Flowdata LLC Privacy Policy, which is incorporated by reference in these Terms of Use.

You understand and agree that certain information or communications may be disclosed if required by law or legal process, or at the request of a third-party with reasonable cause, or if necessary to protect, defend, or enforce Flowdata LLC’s rights.

Account Information and Security

Accessing certain features of our Site and services requires creating an account. By creating an account through our Site, you are licensing Flowdata LLC to view and store any credentials, passwords, information, data, content or other materials you provide to enable Flowdata LLC and our partners to provide you with our services.

You are responsible for maintaining the security of your account and passwords as well as limiting how and where you access your account. You will not share full or partial credentials for the Site, and you may not authorize others to use your account or transfer your account to another business entity or person.

You will not hold Flowdata LLC liable for unauthorized use of your account. However, you may be liable for any losses of Flowdata LLC, our partners, or others arising from said use.

If we determine or suspect that your login information is being shared, we may choose to terminate your access to all or parts of our Site or services. If you become aware of any unauthorized person or entity using your account or believe a device on which you interact with your account has been stolen or compromised, then you must notify us to terminate or suspend your account access immediately by emailing [email protected].

Limitation of Liability

Flowdata LLC shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses resulting from your use of the Site or our services.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida.

Changes to Terms

Flowdata LLC reserves the right to modify or replace these Terms of Use at any time. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms of Use, please contact us:

Email: [email protected]

Or visit our contact page.